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The concept is very simple: banking institutions are enterprise to lend money, and earn a new on the borrowed funds. If one is in default and in order to pay the monthly mortgage payments, they'll take their home! Once they take back home that have money tied up in it, they are very eager to put it back on industry industry to recuperate their investment, and to begin generating interest again. They may be in business to make money, just about every business in fact. So they cannot afford to keep a penny idle, without producing any interest.
Selling or buying an at home is a big undertaking and you shouldn't to be it without understanding it. Understand your rights and responsibilities, in addition as your transaction moves more smoothly and be less stressful for your own family your family members.